Current Account

About Current Account:

This account is made for fulfilling the day to day banking needs of the customer. From this account, one can withdraw money actively and use it for frequent withdrawals and deposits with the help of cheques. This is the most basic kind of account which can be used to take care of your regular accounts and manage salary, savings, funding and all kind of daily monetary aspects.

Interest:

No Interest will be paid on the balance in Current Account.

Documents Required:

  Duly filled in Account Opening Form
  Valid Residential Proof (for example : Adharcard)
  Identity Proof (for example : Pancard)
  2 Photographs
  Registration Certificate, Partnership Deed, Memorandum of Association as the case may be.
  Registration Certificate Addition of Shop Act, Udyog Aadhar
  3 Latest Coloured Passport Size Photographs
  Valid Address proof of Proprietor, Partner, Directors as the case maybe and Business Place ( e.g. Aadhar Card, Electricity Bill etc.)
  Rubber Stamp of Firm showing designation of authorised signatories.

Benefits:

  Any Branch Banking (ABB), Inter connectivity
   ATM Facility
  Collection of outstation cheques
  RTGS/NEFT Facility
  SMS Banking Facility
  Mobile Banking
  Remittances – Pay Order, Demand Draft on any location in India
  IMPS facility up to Rs. 2,00,000/-
  Statement facility on registered E- Mail Address

ABB Transactions for CD accounts:

Withdrawal limit in a day is Rs.1, 00,000/- and for third party withdrawal limit in a day is Rs.50, 000/-.

Facilities Offered:

Mobile Banking, RTGS, NEFT, Standing Instruction as well as ECS facility is also available.
Statement of Account at monthly intervals by e-mail.

Minimum Balance:

Minimum balance to be kept in the Account is ₹2000/- only

T.D.S:

Not Applicable

Nomination:

Available (Only for Individual and Proprietorship Account only.)