Various Loan Scheme

Various Loan Scheme of our Bank

1. Unsecured/ personal Loan up to Rs. 1,00,000/-
2. Suvarnayug - Money Loan Scheame
3. Personal loan Scheme upto 5.00 lakhs
4. Personal loan Scheme upto 2.00 lakhs for Employee of Pimpri - Chinchwad Corporation Sangavi Hospital.
5. Individual loan Scheme upto 5.00 lakhs for Employee of Krishi Utpanna Bazar Samiti, Market Yard Branch. (Mathadi Kamgar)
6. Personal(unsecured) Loan Scheme up to Rs.5,00,000/- For Business Person
   Personal Loan Scheme up to Rs 200000/- For The Staff (Teaching& Non-Teaching) Of VIT & VIIT.&Vishwakarma university
7. Salary OverDraft Scheme For VIT & VIIT&Vishwakarma university Institution's Staff (Teaching& Non-Teaching)
8. Unsecured loan Scheme upto Rs.50,000/- for Small Retail Traders of Jejuri Branch.
   GROUP LOAN SCHEME FOR JEJURI BRANCH (ISMT ltd/ Indiana Gratings & Indiana convayers)
9. GROUP LOAN SCHEME FOR CHAKAN BRANCH (For the employees of Kehinfy Pvt. ltd./ PAN International Group/ Varroc Eng. Pvt. Ltd / Kores India Pvt. Ltd /Racold Thermo Ltd./ TetraPack Co.))
10. Vehicle Loan Scheme up to Rs. 15,00,000/- For The Staff (Teaching& Non-Teaching) Of VIT & VIIT.
11. Vehicle Loans
12. Mortgage Loans:
    • UPTO 25 LAKHS
    • ABOVE 25 LAKHS & UPTO 50 LAKHS
    • above 50.00 lakhs & upto Rs.200.00 lakhs
    • Overdraft against property Scheme
    • Overdraft against Gold ornaments Scheme
    • Housing, Mortgage & Business Loan for new branches ( Chakan, Jejuri, Sangavi, Aalandi, Narhe, Aambegaon, Warje, Keshav nagar..)
    • Top Up Loan (Mortgage & Business Loan) against security of existing Housing Loan property for Business or other purpose.
13. Cash Credit Loan
    • Cash-Credit limit up to 10,00,000/- against stock
    • Cash-Credit Loan up to 2.00 lac Against Stock for new branches ( Chakan, Jejuri, Sangavi, Aalandi, Narhe, Aambegaon, Warje, Keshav nagar..)
14. Educational Loans :
15. Temporary Overdrawn facilities on sanctioned CashCredit limits:
16. Temporary Overdraft against Term Deposit
17. Temporary Overdraft ( T.O.D.) for Market Yard Branch (Loan amt upto 25.00 lakhs or 50% of original sanctioned limit - whichever is less)
18. Overdraft against security of deposit
19. Loan against security of gold ( GOLD LOAN)
20. Term Loan Against F. D./NSC/LIC
21. Business loans
22. Professional loans:
23. Retail loans:
    • Personal loans:
    • Housing finance:
    • Vehicle finance:
    • Gold Loans:
24. Purchasing New Auto Rickshaw Loan For Auto permit Holder
25. Small business (Pathari)&Hawkers Loan (Only for Budhwar Peth Branch)
26. GROUP LOAN SCHEME (For the employees of M/S Garware Technical Fibers Pvt.
27. New Vehicle (TWO WHEELAR ) Loan Scheme-Applicable For only for tie-up Showroom